Insurance

As of April 16, 2021, at least 1831 lawsuits regarding denials of insurance benefits for COVID-19 claims have been filed nationwide. Rather than slowing, the number of lawsuits filed each month has increased every month since March 2020. Insurance policies with Business Income, Extra Expense, or Civil Authority coverage typically afford coverage for “direct physical loss of or damage to” insured property or property located within a specified distance from the insured property. See ISO form CP 00 30 10 12 (Business Income And Extra Expense) or ISO form BP 00 30 07 13 (Businessowners Coverage Form, Business Income).…
In a case arising from a wrongful death action related to an automobile collision, the Ninth Circuit on Monday certified to the California Supreme Court a question about how long commercial insurance policies remain in effect under the state’s Motor Carriers of Property Permit Act. Judge Diarmuid O’Scannlain phrased the question in the court’s certification order as follows: Under California’s Motor Carriers of Property Permit Act, Cal. Veh. Code §§ 34600 et seq., does a commercial automobile insurance policy continue in full force and effect until the insurer cancels the corresponding Certificate of Insurance on file with the California Department…